UnionPay Card
Alinma Bank
Card Information
Overview
Key Metrics
Free
Annual Fee
No annual fee on this card — all your rewards are pure profit.
SAR -27 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
2% top · 0.09% avg
Earn Rate
The top earn rate is 2% on select categories. On average, you'll earn about 0.09% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 1 back.
2 benefits
Included Perks
This card includes extra perks. Their value depends on how much you use them.
-0.03%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.03 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR -27
Year 1
SAR -27
Every year after
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Rewards & Benefits (Cashback)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 20
Benefits
- Digital Wallet — Instant card issuance via Alinma app. Card can be activated through electronic channels and ATMs.
- Shopping Discounts — 2% cashback on purchases in China. Widely accepted across China and East Asia. Accepted at all merchants inside and outside Saudi Arabia bearing the UnionPay logo.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Instant card issuance via Alinma app. Card can be activated through electronic channels and ATMs.
2% cashback on purchases in China. Widely accepted across China and East Asia. Accepted at all merchants inside and outside Saudi Arabia bearing the UnionPay logo.
Card Details
Bank Information
More cards from Alinma Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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