Alinma Alfursan Signature Credit Card
Alinma Bank
Card Information
Overview
Key Metrics
SAR 500
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 818 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
0.667% top · 0.31% avg
Earn Rate
The top earn rate is 0.667% on select categories. On average, you'll earn about 0.31% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 3 back.
SAR 25,000
Welcome Bonus
A one-time bonus when you open the card. Activate the card and spend SAR 1,000 within 90 days of issuance to receive 25,000 welcome miles
7 benefits · ≈SAR 4,700
Included Perks
Perks are estimated at SAR 4,700/yr total. The actual value depends on how often you use each benefit.
0.97%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.97 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 2,143
Year 1 (incl. bonus)
SAR 818
Every year after
Break-Even: Spend ≥ SAR 2,568/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Miles)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 667
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 71
Spend SAR 1,000/mo → earn ~SAR 71
Spend SAR 1,000/mo → earn ~SAR 71 (capped at SAR 5/mo)
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 0 (capped at SAR 25/mo)
Benefits
- Airport Lounge Access — Exclusive access to Alfursan lounges when international purchases reach SAR 30,000 in a financial year. Access valid for 1 year from notification. Maximum 2 visits per year (can bring 1 guest). Also access to 1,200+ airport lounges worldwide via Visa Airport Companion app with cumulative international spend of USD 100 within 90 days before lounge visit. (≈ SAR 1200)
- Travel Insurance — Multi-trip travel insurance covering cardholder, spouse, and up to 5 children (up to age 75). Coverage includes: personal accident up to USD 1,000,000 (international) / USD 100,000 (domestic), emergency medical up to USD 1,000,000, evacuation/repatriation up to USD 500,000, daily hospital cash USD 100/day (max USD 3,000), trip cancellation/curtailment up to USD 7,500, flight delay up to USD 42/hour (max USD 1,000), baggage delay up to USD 42/hour (max USD 500), lost personal belongings up to USD 2,500. Coverage up to 90 days per trip. (≈ SAR 2000)
- Purchase Protection — Purchase protection against theft or damage for new products purchased with the card. Coverage up to 365 days from purchase date. Theft must be reported within 24 hours and claim submitted within 48 hours of incident. (≈ SAR 300)
- Concierge Service — Visa Concierge service available 24/7 worldwide for restaurant, hotel, entertainment event, car rental, and flight reservations. Contact: 8008443488 (within KSA) or +97143611234 / +442078502829 (outside KSA). (≈ SAR 500)
- Car Rental Discounts — Exclusive discount up to 15% with SIXT car rentals worldwide plus 1,000 bonus Alfursan miles per booking. No fees for cancellation or modification. Valid for rentals of 3-27 days. (≈ SAR 400)
- Digital Wallet — Compatible with Apple Pay and mada Pay digital wallets. (≈ SAR 0)
- 0% Installment Plans — Cash transfer: convert up to 30% of credit card balance to current account or charge digital wallets for free. Monthly installment payments starting from 5% of outstanding balance or SAR 100, whichever is higher. (≈ SAR 300)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Exclusive access to Alfursan lounges when international purchases reach SAR 30,000 in a financial year. Access valid for 1 year from notification. Maximum 2 visits per year (can bring 1 guest). Also access to 1,200+ airport lounges worldwide via Visa Airport Companion app with cumulative international spend of USD 100 within 90 days before lounge visit.
Multi-trip travel insurance covering cardholder, spouse, and up to 5 children (up to age 75). Coverage includes: personal accident up to USD 1,000,000 (international) / USD 100,000 (domestic), emergency medical up to USD 1,000,000, evacuation/repatriation up to USD 500,000, daily hospital cash USD 100/day (max USD 3,000), trip cancellation/curtailment up to USD 7,500, flight delay up to USD 42/hour (max USD 1,000), baggage delay up to USD 42/hour (max USD 500), lost personal belongings up to USD 2,500. Coverage up to 90 days per trip.
Purchase protection against theft or damage for new products purchased with the card. Coverage up to 365 days from purchase date. Theft must be reported within 24 hours and claim submitted within 48 hours of incident.
Visa Concierge service available 24/7 worldwide for restaurant, hotel, entertainment event, car rental, and flight reservations. Contact: 8008443488 (within KSA) or +97143611234 / +442078502829 (outside KSA).
Exclusive discount up to 15% with SIXT car rentals worldwide plus 1,000 bonus Alfursan miles per booking. No fees for cancellation or modification. Valid for rentals of 3-27 days.
Compatible with Apple Pay and mada Pay digital wallets.
Cash transfer: convert up to 30% of credit card balance to current account or charge digital wallets for free. Monthly installment payments starting from 5% of outstanding balance or SAR 100, whichever is higher.
Card Details
Bank Information
More cards from Alinma Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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