Alinma Alfursan Infinite Credit Card
Alinma Bank
Card Information
Overview
Key Metrics
SAR 1,000
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 593 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
1% top · 0.37% avg
Earn Rate
The top earn rate is 1% on select categories. On average, you'll earn about 0.37% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 4 back.
SAR 45,000
Welcome Bonus
A one-time bonus when you open the card. Activate the card and spend SAR 1,000 within 90 days of card issuance. Applies to first card issued; not eligible for reissued or replacement cards after 3 months from original issuance date.
8 benefits · ≈SAR 6,100
Included Perks
Perks are estimated at SAR 6,100/yr total. The actual value depends on how often you use each benefit.
0.71%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.71 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 2,978
Year 1 (incl. bonus)
SAR 593
Every year after
Break-Even: Spend ≥ SAR 4,204/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Miles)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 71
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 71
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 71
Spend SAR 1,000/mo → earn ~SAR 71
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 400
Benefits
- Airport Lounge Access — Exclusive access to Alfursan lounges when international purchases total SAR 20,000 in a financial year. Access valid for one year from notification date. Up to 2 visits (with 1 guest) per qualifying threshold. Maximum 4 visits per year. Additional access earned by spending another SAR 20,000 internationally. (≈ SAR 1600)
- Airport Lounge Access — Access to over 1,200 airport lounges worldwide via the Visa Airport Companion app, with a cumulative international spend of USD 100 or equivalent within 90 days before the lounge visit. (≈ SAR 1200)
- Travel Insurance — Multi-trip travel insurance covering cardholder, spouse, and up to 5 children (up to age 75). Coverage includes: personal accident up to USD 1,000,000 (international) / USD 100,000 (domestic), emergency medical expenses up to USD 1,000,000, evacuation/repatriation up to USD 500,000, daily hospital cash USD 100 (max USD 3,000), trip cancellation/curtailment up to USD 7,500, flight delay up to USD 42/hour (max USD 1,000), baggage delay up to USD 42/hour (max USD 500), lost personal belongings up to USD 2,500. Coverage per trip up to 90 days. (≈ SAR 2000)
- Purchase Protection — Purchase protection against theft or damage for up to 365 days from purchase date. Must be paid in full with the Alinma Alfursan card. Theft must be reported within 24 hours; claim must be submitted within 48 hours of the incident. Covers new products only. (≈ SAR 300)
- Concierge Service — Visa Concierge Service available 24/7 for assistance with restaurant, hotel, entertainment, car rental, and flight reservations. Inside KSA: 8008443488. Outside KSA: +97143611234 / +442078502829. (≈ SAR 500)
- Car Rental Discounts — Exclusive discount up to 15% with SIXT car rental worldwide plus 1,000 bonus Alfursan miles per booking. No cancellation or modification fees. Valid for rentals between 3 to 27 days. Offer valid July 1 – August 31, 2025. (≈ SAR 300)
- Digital Wallet — Compatible with Apple Pay and mada Pay digital wallets. Free e-wallet loading (no cash advance fee for wallet top-ups). (≈ SAR 0)
- 0% Installment Plans — Ability to transfer up to 30% of credit card balance to current account or load digital wallets for free. Monthly installment payments starting from 5% of outstanding balance or SAR 100, whichever is higher. (≈ SAR 200)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Exclusive access to Alfursan lounges when international purchases total SAR 20,000 in a financial year. Access valid for one year from notification date. Up to 2 visits (with 1 guest) per qualifying threshold. Maximum 4 visits per year. Additional access earned by spending another SAR 20,000 internationally.
Access to over 1,200 airport lounges worldwide via the Visa Airport Companion app, with a cumulative international spend of USD 100 or equivalent within 90 days before the lounge visit.
Multi-trip travel insurance covering cardholder, spouse, and up to 5 children (up to age 75). Coverage includes: personal accident up to USD 1,000,000 (international) / USD 100,000 (domestic), emergency medical expenses up to USD 1,000,000, evacuation/repatriation up to USD 500,000, daily hospital cash USD 100 (max USD 3,000), trip cancellation/curtailment up to USD 7,500, flight delay up to USD 42/hour (max USD 1,000), baggage delay up to USD 42/hour (max USD 500), lost personal belongings up to USD 2,500. Coverage per trip up to 90 days.
Purchase protection against theft or damage for up to 365 days from purchase date. Must be paid in full with the Alinma Alfursan card. Theft must be reported within 24 hours; claim must be submitted within 48 hours of the incident. Covers new products only.
Visa Concierge Service available 24/7 for assistance with restaurant, hotel, entertainment, car rental, and flight reservations. Inside KSA: 8008443488. Outside KSA: +97143611234 / +442078502829.
Exclusive discount up to 15% with SIXT car rental worldwide plus 1,000 bonus Alfursan miles per booking. No cancellation or modification fees. Valid for rentals between 3 to 27 days. Offer valid July 1 – August 31, 2025.
Compatible with Apple Pay and mada Pay digital wallets. Free e-wallet loading (no cash advance fee for wallet top-ups).
Ability to transfer up to 30% of credit card balance to current account or load digital wallets for free. Monthly installment payments starting from 5% of outstanding balance or SAR 100, whichever is higher.
Card Details
Bank Information
More cards from Alinma Bank
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Your Estimated Rewards
SAR 0 / year
Based on your spending profile
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Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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