Alinma Alfursan Platinum Credit Card
Alinma Bank
Card Information
Overview
Key Metrics
SAR 150
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 900 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
0.333% top · 0.25% avg
Earn Rate
The top earn rate is 0.333% on select categories. On average, you'll earn about 0.25% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 3 back.
SAR 5,000
Welcome Bonus
A one-time bonus when you open the card. Activate the card and spend SAR 1,000 within 90 days of issuance to receive 5,000 welcome miles
7 benefits · ≈SAR 1,700
Included Perks
Perks are estimated at SAR 1,700/yr total. The actual value depends on how often you use each benefit.
1.07%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 1.07 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 1,165
Year 1 (incl. bonus)
SAR 900
Every year after
Break-Even: Spend ≥ SAR 959/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Miles)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 71
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 71
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 0
Benefits
- Airport Lounge Access — Free access to more than 25 airport lounges worldwide when registering the credit card via the Visa Airport Companion app, subject to cumulative international spend of USD 100 or equivalent within 90 days before the lounge visit. (≈ SAR 800)
- Purchase Protection — Purchase protection service covering theft or damage to purchases for up to 365 days from the purchase date. Must report theft within 24 hours and file claim within 48 hours. (≈ SAR 200)
- Car Rental Discounts — Exclusive discount up to 15% with 1,000 bonus miles per booking when using the Alinma Alfursan credit card with SIXT car rental. No cancellation or modification fees. Valid July 1 - August 31, 2025. (≈ SAR 300)
- 0% Installment Plans — Pay card dues in easy monthly installments starting from 5% of the outstanding balance or SAR 100, whichever is higher. (≈ SAR 200)
- Digital Wallet — Compatible with Apple Pay and mada Pay digital wallets. (≈ SAR 0)
- Balance Transfer — Transfer up to 30% of credit card balance to current account or top up digital wallets for free. Cash withdrawal of up to 30% of card balance available at Alinma ATMs. (≈ SAR 200)
- Free Supplementary Cards — Supplementary cards available for family members at SAR 75 each. Miles earned from supplementary cards are credited to the primary cardholder's account. (≈ SAR 0)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Free access to more than 25 airport lounges worldwide when registering the credit card via the Visa Airport Companion app, subject to cumulative international spend of USD 100 or equivalent within 90 days before the lounge visit.
Purchase protection service covering theft or damage to purchases for up to 365 days from the purchase date. Must report theft within 24 hours and file claim within 48 hours.
Exclusive discount up to 15% with 1,000 bonus miles per booking when using the Alinma Alfursan credit card with SIXT car rental. No cancellation or modification fees. Valid July 1 - August 31, 2025.
Pay card dues in easy monthly installments starting from 5% of the outstanding balance or SAR 100, whichever is higher.
Compatible with Apple Pay and mada Pay digital wallets.
Transfer up to 30% of credit card balance to current account or top up digital wallets for free. Cash withdrawal of up to 30% of card balance available at Alinma ATMs.
Supplementary cards available for family members at SAR 75 each. Miles earned from supplementary cards are credited to the primary cardholder's account.
Card Details
Bank Information
More cards from Alinma Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
See something wrong? Let us know