Al-Hilal Mastercard Platinum Credit Card
Riyad Bank
Card Information
Overview
Key Metrics
SAR 100
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 652 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
5% top · 0.95% avg
Earn Rate
The top earn rate is 5% on select categories. On average, you'll earn about 0.95% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 10 back.
SAR 100
Welcome Bonus
Annual fee waived for the first year — instant savings when you sign up.
12 benefits · ≈SAR 5,220
Included Perks
Perks are estimated at SAR 5,220/yr total. The actual value depends on how often you use each benefit.
0.78%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.78 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 752
Year 1 (incl. bonus)
SAR 652
Every year after
Break-Even: Spend ≥ SAR 879/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Cashback)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 50
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 8
Spend SAR 1,000/mo → earn ~SAR 0
Benefits
- Airport Lounge Access — Enjoy 8 complimentary visits to over 25 airport lounges across Saudi Arabia, UAE, USA, UK, Germany, and more through Mastercard Travel Pass. (≈ SAR 2000)
- Shopping Discounts — Up to 5% discount at Al-Hilal Store on purchases. 50% discount on Al-Hilal t-shirt at Al-Hilal Store (coupon included in welcome gift). (≈ SAR 300)
- Entertainment — 3 months pro membership from Blu includes 2% cashback on all orders, special digital membership card, free delivery, and priority ticket purchase. 1 Month Prime Subscription on Jahez with cashback on every Al-Hilal win. Exclusive Signed t-shirt opportunity from Al-Hilal players through Blu Store. (≈ SAR 300)
- Cinema Discounts — Complimentary muvi Cinema tickets every month under Buy One Get One Free offer. (≈ SAR 600)
- Hotel Discounts — Up to 7% cashback when booking your next stay on Booking.com. Get 15% off your stay, a free drink, and a leisurely late checkout at IHG Hotels and Resorts. (≈ SAR 500)
- Car Rental Discounts — Up to 20% discount on Avis car rentals and a complimentary upgrade with every rental. (≈ SAR 300)
- Purchase Protection — Purchase Protection for up to 180 days in case of theft or accidents. E-commerce Purchase Protection against damaged goods and wrong delivery. (≈ SAR 200)
- 0% Installment Plans — Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners. (≈ SAR 200)
- Entertainment — Exclusive access to dining, travel and entertainment experiences all over the world with Priceless Cities offers from Mastercard. (≈ SAR 200)
- Shopping Discounts — Unlock 4 months of complimentary Amazon Prime and enjoy free delivery, exclusive deals, and unlimited streaming of movies, TV shows, and music. (≈ SAR 120)
- Dining Discounts — Exclusive Offers for Riyad Bank cardholders at various stores, restaurants, and markets. (≈ SAR 400)
- Entertainment — 5% discount at Al-Hilal Academy (one time). Exclusive Signed t-shirt opportunity — cardholders can purchase a signed T-shirt from Al-Hilal players through Blu Store. (≈ SAR 100)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Enjoy 8 complimentary visits to over 25 airport lounges across Saudi Arabia, UAE, USA, UK, Germany, and more through Mastercard Travel Pass.
Up to 5% discount at Al-Hilal Store on purchases. 50% discount on Al-Hilal t-shirt at Al-Hilal Store (coupon included in welcome gift).
3 months pro membership from Blu includes 2% cashback on all orders, special digital membership card, free delivery, and priority ticket purchase. 1 Month Prime Subscription on Jahez with cashback on every Al-Hilal win. Exclusive Signed t-shirt opportunity from Al-Hilal players through Blu Store.
Complimentary muvi Cinema tickets every month under Buy One Get One Free offer.
Up to 7% cashback when booking your next stay on Booking.com. Get 15% off your stay, a free drink, and a leisurely late checkout at IHG Hotels and Resorts.
Up to 20% discount on Avis car rentals and a complimentary upgrade with every rental.
Purchase Protection for up to 180 days in case of theft or accidents. E-commerce Purchase Protection against damaged goods and wrong delivery.
Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.
Exclusive access to dining, travel and entertainment experiences all over the world with Priceless Cities offers from Mastercard.
Unlock 4 months of complimentary Amazon Prime and enjoy free delivery, exclusive deals, and unlimited streaming of movies, TV shows, and music.
Exclusive Offers for Riyad Bank cardholders at various stores, restaurants, and markets.
5% discount at Al-Hilal Academy (one time). Exclusive Signed t-shirt opportunity — cardholders can purchase a signed T-shirt from Al-Hilal players through Blu Store.
Card Details
Bank Information
More cards from Riyad Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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