Alinma Platinum Credit Card
Alinma Bank
Card Information
Overview
Key Metrics
SAR 100
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 3,287 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
6% top · 4.09% avg
Earn Rate
The top earn rate is 6% on select categories. On average, you'll earn about 4.09% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 41 back.
SAR 100
Welcome Bonus
Annual fee waived for the first year — instant savings when you sign up.
6 benefits · ≈SAR 1,700
Included Perks
Perks are estimated at SAR 1,700/yr total. The actual value depends on how often you use each benefit.
3.91%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 3.91 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 3,387
Year 1 (incl. bonus)
SAR 3,287
Every year after
Break-Even: Spend ≥ SAR 204/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 6,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 0
Benefits
- Airport Lounge Access — Free access to more than 25 airport lounges worldwide when registering your credit card via the Visa Airport Companion app, with a condition of cumulative international spending of USD 100 or equivalent within 90 days before the lounge visit. (≈ SAR 1000)
- Extended Warranty — Extended warranty on all goods purchased with the Alinma credit card up to 24 months. (≈ SAR 100)
- Purchase Protection — Purchase protection service covering theft or damage on your purchases for added security. (≈ SAR 200)
- 0% Installment Plans — Freedom to pay for purchases in installments with zero profit margin. (≈ SAR 300)
- Digital Wallet — Easily add the card to digital wallets such as Apple Pay and mada Pay.
- Free Supplementary Cards — First supplementary card is free (annual/issuance fee waived). Available by visiting a branch. (≈ SAR 100)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Free access to more than 25 airport lounges worldwide when registering your credit card via the Visa Airport Companion app, with a condition of cumulative international spending of USD 100 or equivalent within 90 days before the lounge visit.
Extended warranty on all goods purchased with the Alinma credit card up to 24 months.
Purchase protection service covering theft or damage on your purchases for added security.
Freedom to pay for purchases in installments with zero profit margin.
Easily add the card to digital wallets such as Apple Pay and mada Pay.
First supplementary card is free (annual/issuance fee waived). Available by visiting a branch.
Card Details
Bank Information
More cards from Alinma Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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