SAIB Travel Card
The Saudi Investment Bank (SAIB)
Card Information
Overview
Key Metrics
SAR 75
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR -120 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
10 benefits · ≈SAR 3,300
Included Perks
Perks are estimated at SAR 3,300/yr total. The actual value depends on how often you use each benefit.
-0.14%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.14 after fees. The higher this number, the better the card is for you.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Cashback)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 0
Benefits
- Zero FX Fee — No exchange rate conversion fees when paying in any of the 100 currencies added to the card. A 2% foreign currency mark-up applies only when the transaction currency is not loaded on the card. (≈ SAR 500)
- Car Rental Discounts — Avis Car Rental offers: Up to 35% off standard rates and up to 30% off retail rates. (≈ SAR 300)
- Hotel Discounts — Visa Luxury Hotels Collection (VLHC): Over 900 prestigious properties with best available rate, automatic room upgrade, VIP guest status, complimentary daily breakfast, and 3PM check-out upon request. Also includes 25% discount at Jumeirah Hotels when booking a Suite or Villa, daily breakfast, unlimited Wild Wadi Waterpark access for selected hotels, and private beach and kids club access. (≈ SAR 800)
- Meet & Greet — Meet and Assist Service at Airports (YQ): Up to 20% off retail rates at over 450 destinations globally. Must be booked at least 72 hours prior to flight. (≈ SAR 300)
- Entertainment — The Entertainer app (Xperience with the ENTERTAINER): Exclusive 2-for-1 deals on food and entertainment plus over 5,000 travel discounts. (≈ SAR 600)
- Extended Warranty — Extended warranty doubles the warranty period offered by the merchant for up to 12 months. (≈ SAR 100)
- Purchase Protection — Purchase Protection insures your purchases against loss, accidental damage, or theft. (≈ SAR 200)
- Travel Insurance — International Medical & Travel Assistance: Telephone medical consultation, medical service provider referral, medical condition monitoring before and after hospitalization, and essential medicine and equipment delivery. (≈ SAR 500)
- Digital Wallet — Compatible with Apple Pay, mada Pay, and Samsung Pay for secure and fast payments inside and outside the Kingdom (in stores and online).
- Free Supplementary Cards — Additional cards can be issued for family members. Each supplementary card can be linked to the primary card's balance or have a separate independent balance.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
No exchange rate conversion fees when paying in any of the 100 currencies added to the card. A 2% foreign currency mark-up applies only when the transaction currency is not loaded on the card.
Avis Car Rental offers: Up to 35% off standard rates and up to 30% off retail rates.
Visa Luxury Hotels Collection (VLHC): Over 900 prestigious properties with best available rate, automatic room upgrade, VIP guest status, complimentary daily breakfast, and 3PM check-out upon request. Also includes 25% discount at Jumeirah Hotels when booking a Suite or Villa, daily breakfast, unlimited Wild Wadi Waterpark access for selected hotels, and private beach and kids club access.
Meet and Assist Service at Airports (YQ): Up to 20% off retail rates at over 450 destinations globally. Must be booked at least 72 hours prior to flight.
The Entertainer app (Xperience with the ENTERTAINER): Exclusive 2-for-1 deals on food and entertainment plus over 5,000 travel discounts.
Extended warranty doubles the warranty period offered by the merchant for up to 12 months.
Purchase Protection insures your purchases against loss, accidental damage, or theft.
International Medical & Travel Assistance: Telephone medical consultation, medical service provider referral, medical condition monitoring before and after hospitalization, and essential medicine and equipment delivery.
Compatible with Apple Pay, mada Pay, and Samsung Pay for secure and fast payments inside and outside the Kingdom (in stores and online).
Additional cards can be issued for family members. Each supplementary card can be linked to the primary card's balance or have a separate independent balance.
Card Details
Bank Information
More cards from The Saudi Investment Bank (SAIB)
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
See something wrong? Let us know