Mastercard Platinum Credit Card
Riyad Bank
Card Information
Overview
Key Metrics
SAR 390
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 423 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
1.5% top · 1.02% avg
Earn Rate
The top earn rate is 1.5% on select categories. On average, you'll earn about 1.02% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 10 back.
SAR 200
Welcome Bonus
A one-time bonus when you open the card. 200 complementary Hassad points after enrolling to the Hassad Rewards program
9 benefits · ≈SAR 3,900
Included Perks
Perks are estimated at SAR 3,900/yr total. The actual value depends on how often you use each benefit.
0.5%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.5 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 425
Year 1 (incl. bonus)
SAR 423
Every year after
Break-Even: Spend ≥ SAR 3,182/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,500
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Benefits
- Airport Lounge Access — 8 complimentary visits to over 25 airport lounges across Saudi Arabia, UAE, USA, UK, Germany, and more through Mastercard Travel Pass. Free access for cardholder; USD 32 per visit per guest. (≈ SAR 1200)
- Purchase Protection — Purchase Protection for up to 180 days in case of theft or accidents. E-commerce Purchase Protection against damaged goods and wrong delivery. (≈ SAR 200)
- Hotel Discounts — Up to 7% cashback when booking on Booking.com. Get 15% off your stay, a free drink, and late checkout at IHG Hotels and Resorts. (≈ SAR 500)
- Car Rental Discounts — Up to 20% discount on Avis car rentals and a complimentary upgrade with every rental. (≈ SAR 300)
- Entertainment — Complimentary muvi Cinema tickets every month under Buy One Get One Free offer. (≈ SAR 600)
- 0% Installment Plans — Split payments into equal installments over 12 months with Qasset 0% at participating partners. (≈ SAR 300)
- Dining Discounts — Exclusive offers for Riyad Bank cardholders at various stores, restaurants, and markets. Exclusive access to dining, travel and entertainment experiences with Priceless Cities offers from Mastercard. (≈ SAR 500)
- Shopping Discounts — Exclusive offers for Riyad Bank cardholders at various stores and markets. (≈ SAR 300)
- Digital Wallet — Contactless payments supported. Compatible with digital wallet payments.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
8 complimentary visits to over 25 airport lounges across Saudi Arabia, UAE, USA, UK, Germany, and more through Mastercard Travel Pass. Free access for cardholder; USD 32 per visit per guest.
Purchase Protection for up to 180 days in case of theft or accidents. E-commerce Purchase Protection against damaged goods and wrong delivery.
Up to 7% cashback when booking on Booking.com. Get 15% off your stay, a free drink, and late checkout at IHG Hotels and Resorts.
Up to 20% discount on Avis car rentals and a complimentary upgrade with every rental.
Complimentary muvi Cinema tickets every month under Buy One Get One Free offer.
Split payments into equal installments over 12 months with Qasset 0% at participating partners.
Exclusive offers for Riyad Bank cardholders at various stores, restaurants, and markets. Exclusive access to dining, travel and entertainment experiences with Priceless Cities offers from Mastercard.
Exclusive offers for Riyad Bank cardholders at various stores and markets.
Contactless payments supported. Compatible with digital wallet payments.
Card Details
Bank Information
More cards from Riyad Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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