STC Bank Infinite Credit Card
STC Bank
Card Information
Overview
Key Metrics
SAR 1,000
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 7,301 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
10% top · 10% avg
Earn Rate
The top earn rate is 10% on select categories. On average, you'll earn about 10% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 100 back.
8 benefits · ≈SAR 8,400
Included Perks
Perks are estimated at SAR 8,400/yr total. The actual value depends on how often you use each benefit.
8.69%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 8.69 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 7,301
Year 1
SAR 7,301
Every year after
Break-Even: Spend ≥ SAR 833/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 28 fee.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Cashback)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Spend SAR 1,000/mo → earn ~SAR 100
Benefits
- Airport Lounge Access — Access to 1,300+ lounges worldwide via DragonPass with unlimited visits plus 1 guest per visit. (≈ SAR 4000)
- Meet & Greet — YQ Meet & Assist airport service with 25% discount. (≈ SAR 300)
- Concierge Service — 24-hour concierge service for lifestyle and travel assistance. (≈ SAR 500)
- Travel Insurance — Multi-trip travel insurance including medical and travel assistance coverage. (≈ SAR 1500)
- Purchase Protection — Protection against fraud and wrong dispute coverage. (≈ SAR 200)
- Hotel Discounts — Discounts on hotel bookings. (≈ SAR 500)
- Entertainment — 2-for-1 deals from Entertainer app. (≈ SAR 1000)
- Dining Discounts — DragonPass Dine & Fly Airport Dining Program access. (≈ SAR 400)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Access to 1,300+ lounges worldwide via DragonPass with unlimited visits plus 1 guest per visit.
YQ Meet & Assist airport service with 25% discount.
24-hour concierge service for lifestyle and travel assistance.
Multi-trip travel insurance including medical and travel assistance coverage.
Protection against fraud and wrong dispute coverage.
Discounts on hotel bookings.
2-for-1 deals from Entertainer app.
DragonPass Dine & Fly Airport Dining Program access.
Card Details
Bank Information
More cards from STC Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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