Signature Credit Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
Free
Annual Fee
No annual fee on this card — all your rewards are pure profit.
SAR 2,547 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
5% top · 3.09% avg
Earn Rate
The top earn rate is 5% on select categories. On average, you'll earn about 3.09% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 31 back.
SAR 750
Welcome Bonus
A one-time bonus when you open the card. Earn 75,000 welcome Mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date
13 benefits · ≈SAR 7,800
Included Perks
Perks are estimated at SAR 7,800/yr total. The actual value depends on how often you use each benefit.
3.03%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 3.03 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 2,555
Year 1 (incl. bonus)
SAR 2,547
Every year after
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 5,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Benefits
- Airport Lounge Access — Access to over 1,200 global airport lounges through the Visa Airport Companion app. (≈ SAR 2000)
- Travel Insurance — Comprehensive travel insurance for up to 90 days when paying for your trip using the Visa Signature card. Covers: Personal accident USD 500,000 internationally / USD 50,000 domestic, medical and emergency evacuation up to USD 500,000, evacuation and repatriation up to USD 500,000, daily hospital expenses $50/day up to $1,500, flight cancellation up to $5,000, loss of personal effects up to $150, absenteeism from travel up to $1,000, flight delay up to $1,000, baggage delay up to $500. (≈ SAR 1500)
- Concierge Service — 24/7 global concierge services assisting with flight bookings, hotels, car rentals, and event tickets. Reachable from inside Saudi Arabia at 8008443488, from outside at +97143611234, or via WhatsApp at +447520631645. (≈ SAR 500)
- Purchase Protection — Purchase protection for lost, stolen or damaged goods purchased using the credit card. (≈ SAR 200)
- Extended Warranty — Extended warranty on eligible purchases made with the card. (≈ SAR 100)
- Free Supplementary Cards — 2 free supplementary cards for immediate family members with the same features and benefits as the primary card, including credit limit control and instant notifications. (≈ SAR 100)
- 0% Installment Plans — Tasaheel Program: Convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners. (≈ SAR 300)
- Meet & Greet — Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations. (≈ SAR 300)
- Dining Discounts — Exclusive airport dining offers with 200+ restaurants globally through the Visa Airport Companion program at Visa Dine & Travel App. Also includes 2-for-1 restaurant offers via the ENTERTAINER app. (≈ SAR 1000)
- Car Rental Discounts — Up to 15% discount on car rentals worldwide + Platinum membership at SIXT. 10% discount at Budget rental cars. 10% discount at Rentalcars.com. Up to 35% discount at Avis Car Rental. (≈ SAR 400)
- Hotel Discounts — 15% discount at IHG Hotels & Resorts. Up to 20% discount at Jumeirah Hotel & Resort. 12% discount at Agoda. Elite Hotels with Visa Luxury Hotel Collection including automatic room upgrade, complimentary breakfast, free internet, early check-in and late check-out. (≈ SAR 600)
- Entertainment — Up to 50% discount on eTickets via BookingBASH website and app. 2-for-1 offers on restaurants, beauty salons, gyms and more via the ENTERTAINER app. (≈ SAR 800)
- Digital Wallet — Supports NFC payments via MADA Pay, Samsung Pay, and Apple Pay for fast and easy contactless payments at point-of-sale terminals. (≈ SAR 0)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Access to over 1,200 global airport lounges through the Visa Airport Companion app.
Comprehensive travel insurance for up to 90 days when paying for your trip using the Visa Signature card. Covers: Personal accident USD 500,000 internationally / USD 50,000 domestic, medical and emergency evacuation up to USD 500,000, evacuation and repatriation up to USD 500,000, daily hospital expenses $50/day up to $1,500, flight cancellation up to $5,000, loss of personal effects up to $150, absenteeism from travel up to $1,000, flight delay up to $1,000, baggage delay up to $500.
24/7 global concierge services assisting with flight bookings, hotels, car rentals, and event tickets. Reachable from inside Saudi Arabia at 8008443488, from outside at +97143611234, or via WhatsApp at +447520631645.
Purchase protection for lost, stolen or damaged goods purchased using the credit card.
Extended warranty on eligible purchases made with the card.
2 free supplementary cards for immediate family members with the same features and benefits as the primary card, including credit limit control and instant notifications.
Tasaheel Program: Convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners.
Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations.
Exclusive airport dining offers with 200+ restaurants globally through the Visa Airport Companion program at Visa Dine & Travel App. Also includes 2-for-1 restaurant offers via the ENTERTAINER app.
Up to 15% discount on car rentals worldwide + Platinum membership at SIXT. 10% discount at Budget rental cars. 10% discount at Rentalcars.com. Up to 35% discount at Avis Car Rental.
15% discount at IHG Hotels & Resorts. Up to 20% discount at Jumeirah Hotel & Resort. 12% discount at Agoda. Elite Hotels with Visa Luxury Hotel Collection including automatic room upgrade, complimentary breakfast, free internet, early check-in and late check-out.
Up to 50% discount on eTickets via BookingBASH website and app. 2-for-1 offers on restaurants, beauty salons, gyms and more via the ENTERTAINER app.
Supports NFC payments via MADA Pay, Samsung Pay, and Apple Pay for fast and easy contactless payments at point-of-sale terminals.
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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