Signature Cashback Plus Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
SAR 450
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 2,547 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
10% top · 3.62% avg
Earn Rate
The top earn rate is 10% on select categories. On average, you'll earn about 3.62% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 36 back.
12 benefits · ≈SAR 7,300
Included Perks
Perks are estimated at SAR 7,300/yr total. The actual value depends on how often you use each benefit.
3.03%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 3.03 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 2,547
Year 1
SAR 2,547
Every year after
Break-Even: Spend ≥ SAR 1,036/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Cashback)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 100 (capped at SAR 200/mo)
Spend SAR 1,000/mo → earn ~SAR 60 (capped at SAR 200/mo)
Spend SAR 1,000/mo → earn ~SAR 20 (capped at SAR 50/mo)
Spend SAR 1,000/mo → earn ~SAR 15 (capped at SAR 200/mo)
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Spend SAR 1,000/mo → earn ~SAR 5
Benefits
- Airport Lounge Access — Access to over 1,200 global airport lounges through the Visa Airport Companion app. Also includes exclusive airport dining offers with 200+ restaurants globally through Visa Dine & Travel App. (≈ SAR 2000)
- Travel Insurance — Comprehensive travel insurance provided by Visa for up to 90 days: Personal accident cover USD 500,000 internationally / USD 50,000 domestic; medical and emergency evacuation up to USD 500,000; evacuation and repatriation up to USD 500,000; daily hospital expenses USD 50/day up to USD 1,500; flight cancellation/curtailment up to USD 5,000; loss of personal effects up to USD 150; absenteeism from international travel up to USD 1,000; flight delay damages up to USD 1,000; baggage delay up to USD 500. (≈ SAR 1500)
- Purchase Protection — Purchase protection for lost, stolen or damaged goods purchased using the credit card. (≈ SAR 200)
- Extended Warranty — Extended warranty on eligible purchases beyond the manufacturer's warranty period. (≈ SAR 100)
- Concierge Service — 24/7 global concierge services assisting with flight bookings, hotels, car rentals, and event tickets. Call 8008443488 (inside KSA) or +97143611234 (outside KSA) or WhatsApp +447520631645. (≈ SAR 500)
- Free Supplementary Cards — 2 free supplementary cards for immediate family members with the same features and benefits. Additional cards at SAR 50 each. Includes control over credit limit, notifications, and verification codes for additional cardholders. (≈ SAR 200)
- 0% Installment Plans — 0% Tasaheal Program — convert transactions into equal monthly installments with 0% profit margin and zero processing fee through program partners. (≈ SAR 300)
- Meet & Greet — Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations. (≈ SAR 300)
- Car Rental Discounts — Up to 15% discount on car rentals worldwide + Platinum membership at SIXT; 10% discount at Budget rental cars; 10% discount at Rentalcars.com; Up to 35% discount at Avis Car Rental. (≈ SAR 400)
- Hotel Discounts — 15% discount at IHG Hotels & Resorts; Up to 20% discount at Jumeirah Hotel & Resort; 12% discount at Agoda; Elite Hotels access through Visa Luxury Hotel Collection with automatic room upgrade, complimentary breakfast, free internet, early check-in and late check-out. (≈ SAR 800)
- Entertainment — Up to 50% discount on eTickets via BookingBASH website and app. 2-for-1 offers from restaurants, beauty salons, gyms and more through the ENTERTAINER app. (≈ SAR 1000)
- Digital Wallet — NFC-enabled card supporting MADA Pay, Samsung Pay, and Apple Pay for fast and easy contactless payments at point-of-sale terminals.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Access to over 1,200 global airport lounges through the Visa Airport Companion app. Also includes exclusive airport dining offers with 200+ restaurants globally through Visa Dine & Travel App.
Comprehensive travel insurance provided by Visa for up to 90 days: Personal accident cover USD 500,000 internationally / USD 50,000 domestic; medical and emergency evacuation up to USD 500,000; evacuation and repatriation up to USD 500,000; daily hospital expenses USD 50/day up to USD 1,500; flight cancellation/curtailment up to USD 5,000; loss of personal effects up to USD 150; absenteeism from international travel up to USD 1,000; flight delay damages up to USD 1,000; baggage delay up to USD 500.
Purchase protection for lost, stolen or damaged goods purchased using the credit card.
Extended warranty on eligible purchases beyond the manufacturer's warranty period.
24/7 global concierge services assisting with flight bookings, hotels, car rentals, and event tickets. Call 8008443488 (inside KSA) or +97143611234 (outside KSA) or WhatsApp +447520631645.
2 free supplementary cards for immediate family members with the same features and benefits. Additional cards at SAR 50 each. Includes control over credit limit, notifications, and verification codes for additional cardholders.
0% Tasaheal Program — convert transactions into equal monthly installments with 0% profit margin and zero processing fee through program partners.
Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations.
Up to 15% discount on car rentals worldwide + Platinum membership at SIXT; 10% discount at Budget rental cars; 10% discount at Rentalcars.com; Up to 35% discount at Avis Car Rental.
15% discount at IHG Hotels & Resorts; Up to 20% discount at Jumeirah Hotel & Resort; 12% discount at Agoda; Elite Hotels access through Visa Luxury Hotel Collection with automatic room upgrade, complimentary breakfast, free internet, early check-in and late check-out.
Up to 50% discount on eTickets via BookingBASH website and app. 2-for-1 offers from restaurants, beauty salons, gyms and more through the ENTERTAINER app.
NFC-enabled card supporting MADA Pay, Samsung Pay, and Apple Pay for fast and easy contactless payments at point-of-sale terminals.
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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