SAB Emirates Infinite Credit Card
SAB (Saudi Awwal Bank)
Card Information
Overview
Key Metrics
SAR 750
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR -300 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
0.5333% top · 0.16% avg
Earn Rate
The top earn rate is 0.5333% on select categories. On average, you'll earn about 0.16% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 2 back.
SAR 50,000
Welcome Bonus
A one-time bonus when you open the card. Earn 50,000 bonus Skywards Miles after cumulative spend of SAR 50,000 within the first 6 months from card issuance. Valid for cards issued from 1st November 2024 to 30th June 2026. Bonus miles reflected 60 days after meeting criteria.
11 benefits · ≈SAR 5,550
Included Perks
Perks are estimated at SAR 5,550/yr total. The actual value depends on how often you use each benefit.
-0.4%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.4 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 1,700
Year 1 (incl. bonus)
SAR -300
Every year after
Break-Even: Spend ≥ SAR 8,468/mo to offset the annual fee✗
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Miles)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 533
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 80
Spend SAR 1,000/mo → earn ~SAR 80
Spend SAR 1,000/mo → earn ~SAR 80
Spend SAR 1,000/mo → earn ~SAR 80
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 267
Spend SAR 1,000/mo → earn ~SAR 267
Spend SAR 1,000/mo → earn ~SAR 267
Spend SAR 1,000/mo → earn ~SAR 267
Spend SAR 1,000/mo → earn ~SAR 267
Spend SAR 1,000/mo → earn ~SAR 267
Benefits
- Airport Lounge Access — 4 complimentary visits per calendar year to over 1,200 airport lounges worldwide via the Visa Airport Companion App, including one complimentary guest visit per lounge access. Requires international purchases of SAR 375 or more within the last 90 days before use. (≈ SAR 1600)
- Meet & Greet — Complimentary meet & greet services and airport transfers at Dubai International Airport (DXB) via the ZAPS Premium app. Available for SAB Emirates Infinite cardholders. (≈ SAR 400)
- Travel Insurance — Complimentary travel insurance when using the SAB Emirates Infinite Credit Card to pay for an airline ticket. Covers the trip with terms and conditions apply. Certificates of Insurance can be generated for visa purposes. (≈ SAR 1000)
- Concierge Service — 24-hour personal concierge service for SAB Visa Infinite cardholders, available in English, Arabic, and French. Assists with restaurant bookings, travel arrangements, shopping recommendations, gift arrangements, and more. (≈ SAR 500)
- Free Supplementary Cards — Complimentary supplementary SAB Credit Card for family members. Primary cardholder can monitor expenses and set individual spending limits for each supplementary card. (≈ SAR 200)
- Car Rental Discounts — Up to 35% discount on Avis Standard Rates and 30% off international leisure rates when renting a car with Avis using the SAB Emirates Infinite Credit Card. Also earn Skywards Miles on Avis rentals. (≈ SAR 400)
- Dining Discounts — Airport dining discount program via DragonPass 'Dine & Travel' — access to discounts at 200+ restaurants globally at key airport locations in MENA and major travel corridors. Discounts vary by merchant and are visible in the DragonPass app. (≈ SAR 300)
- Meet & Greet — YQ Meet & Assist Airport Service available at over 450 airports worldwide, including clearance through customs and immigration. Up to 25% off published rates for SAB Emirates Infinite cardholders. Book at least 72 hours prior to travel via cemea.yqnowgroup.com. (≈ SAR 400)
- Purchase Protection — Complimentary SAB Credit Card Protection program included with the card. (≈ SAR 200)
- Shopping Discounts — 5% off Emirates Holidays packages booked from Saudi Arabia via Emirates Holidays retail stores or call center when paying with SAB Emirates Infinite Credit Card. (≈ SAR 300)
- Shopping Discounts — 25% off the purchase of Skywards Miles on emirates.com. Minimum purchase of 2,000 miles per transaction; maximum 25,000 miles per year can be purchased at this discounted rate. (≈ SAR 250)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
4 complimentary visits per calendar year to over 1,200 airport lounges worldwide via the Visa Airport Companion App, including one complimentary guest visit per lounge access. Requires international purchases of SAR 375 or more within the last 90 days before use.
Complimentary meet & greet services and airport transfers at Dubai International Airport (DXB) via the ZAPS Premium app. Available for SAB Emirates Infinite cardholders.
Complimentary travel insurance when using the SAB Emirates Infinite Credit Card to pay for an airline ticket. Covers the trip with terms and conditions apply. Certificates of Insurance can be generated for visa purposes.
24-hour personal concierge service for SAB Visa Infinite cardholders, available in English, Arabic, and French. Assists with restaurant bookings, travel arrangements, shopping recommendations, gift arrangements, and more.
Complimentary supplementary SAB Credit Card for family members. Primary cardholder can monitor expenses and set individual spending limits for each supplementary card.
Up to 35% discount on Avis Standard Rates and 30% off international leisure rates when renting a car with Avis using the SAB Emirates Infinite Credit Card. Also earn Skywards Miles on Avis rentals.
Airport dining discount program via DragonPass 'Dine & Travel' — access to discounts at 200+ restaurants globally at key airport locations in MENA and major travel corridors. Discounts vary by merchant and are visible in the DragonPass app.
YQ Meet & Assist Airport Service available at over 450 airports worldwide, including clearance through customs and immigration. Up to 25% off published rates for SAB Emirates Infinite cardholders. Book at least 72 hours prior to travel via cemea.yqnowgroup.com.
Complimentary SAB Credit Card Protection program included with the card.
5% off Emirates Holidays packages booked from Saudi Arabia via Emirates Holidays retail stores or call center when paying with SAB Emirates Infinite Credit Card.
25% off the purchase of Skywards Miles on emirates.com. Minimum purchase of 2,000 miles per transaction; maximum 25,000 miles per year can be purchased at this discounted rate.
Card Details
Bank Information
More cards from SAB (Saudi Awwal Bank)
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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