Rahhala Platinum Credit Card
Emirates NBD Saudi Arabia
Card Information
Overview
Key Metrics
SAR 300
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 784 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
0.333% top · 0.25% avg
Earn Rate
The top earn rate is 0.333% on select categories. On average, you'll earn about 0.25% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 3 back.
12 benefits · ≈SAR 9,350
Included Perks
Perks are estimated at SAR 9,350/yr total. The actual value depends on how often you use each benefit.
0.93%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.93 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 784
Year 1
SAR 784
Every year after
Break-Even: Spend ≥ SAR 1,860/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
The minimum monthly salary required to apply for this card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Miles)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Spend SAR 1,000/mo → earn ~SAR 250
Benefits
- Airport Lounge Access — Complimentary access to 25 airport lounges worldwide via Visa Airport Companion App. 6 complimentary cardholder visits per calendar year. Guest visits and additional member visits charged at $32 per person per visit. Effective 2 February 2026, cardholders must complete international purchase transactions with a cumulative value equivalent to $100 within the preceding 90 days to be eligible. (≈ SAR 4500)
- Cinema Discounts — Buy 1 Get 1 Free movie tickets at VOX Cinemas all week (valid on 2D/3D Standard, 2D/3D Premium View, 2D/3D Kids). Maximum 4 free tickets per transaction, 8 free tickets per month. Cardholder must spend SAR 1,000 during the month the benefit is used. Valid in Riyadh, Jeddah, Dammam, Jubail, Hail and Tabuk. Valid until 28 February 2026. (≈ SAR 1200)
- 0% Installment Plans — Book flights on emirates.com and instantly convert your payment into a 0% installment plan. Also available at participating merchants for electronics, jewelry, home decor, travel & entertainment with interest rates as low as 0% for 3-12 months. (≈ SAR 300)
- Hotel Discounts — 8% discount on hotel stay bookings via hotels.com using promo code VISA8. Access to over 700,000 hotels globally for booking with Rahhala Miles. (≈ SAR 400)
- Dining Discounts — Complimentary access to over 200 airport restaurant offers globally via DragonPass Dine & Fly app. (≈ SAR 500)
- Entertainment — Complimentary access to the Entertainer xperience app with Buy One Get One Free offers and discounts through selected merchant partners in UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, and Jordan. (≈ SAR 800)
- Travel Insurance — Purchase Protection: purchases are insured for loss due to accidental damage or theft. Credit Shield: optional insurance covering credit card outstanding balance in case of death or permanent total disability. (≈ SAR 600)
- Extended Warranty — Extended warranty provides additional 12 months coverage from the expiry date of the original manufacturer warranty on eligible purchases. (≈ SAR 100)
- Purchase Protection — Purchases are insured for loss due to accidental damage or theft. Full policy details available at www.cardholderbenefitsonline.com. (≈ SAR 200)
- Meet & Greet — Up to 15% discount on YQ airport meet & assist services including limo transfer, visa on arrival, and baggage porters via cemea.yqnowgroup.com. (≈ SAR 250)
- Free Supplementary Cards — Up to 5 supplementary cards at no additional cost. (≈ SAR 500)
- Digital Wallet — Make secure, cashless payments using compatible phone or wearable via Apple Pay and other digital payment methods. (≈ SAR 0)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Complimentary access to 25 airport lounges worldwide via Visa Airport Companion App. 6 complimentary cardholder visits per calendar year. Guest visits and additional member visits charged at $32 per person per visit. Effective 2 February 2026, cardholders must complete international purchase transactions with a cumulative value equivalent to $100 within the preceding 90 days to be eligible.
Buy 1 Get 1 Free movie tickets at VOX Cinemas all week (valid on 2D/3D Standard, 2D/3D Premium View, 2D/3D Kids). Maximum 4 free tickets per transaction, 8 free tickets per month. Cardholder must spend SAR 1,000 during the month the benefit is used. Valid in Riyadh, Jeddah, Dammam, Jubail, Hail and Tabuk. Valid until 28 February 2026.
Book flights on emirates.com and instantly convert your payment into a 0% installment plan. Also available at participating merchants for electronics, jewelry, home decor, travel & entertainment with interest rates as low as 0% for 3-12 months.
8% discount on hotel stay bookings via hotels.com using promo code VISA8. Access to over 700,000 hotels globally for booking with Rahhala Miles.
Complimentary access to over 200 airport restaurant offers globally via DragonPass Dine & Fly app.
Complimentary access to the Entertainer xperience app with Buy One Get One Free offers and discounts through selected merchant partners in UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, and Jordan.
Purchase Protection: purchases are insured for loss due to accidental damage or theft. Credit Shield: optional insurance covering credit card outstanding balance in case of death or permanent total disability.
Extended warranty provides additional 12 months coverage from the expiry date of the original manufacturer warranty on eligible purchases.
Purchases are insured for loss due to accidental damage or theft. Full policy details available at www.cardholderbenefitsonline.com.
Up to 15% discount on YQ airport meet & assist services including limo transfer, visa on arrival, and baggage porters via cemea.yqnowgroup.com.
Up to 5 supplementary cards at no additional cost.
Make secure, cashless payments using compatible phone or wearable via Apple Pay and other digital payment methods.
Card Details
Bank Information
More cards from Emirates NBD Saudi Arabia
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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