Platinum Plus Credit Card
Emirates NBD Saudi Arabia
Card Information
Overview
Key Metrics
Free
Annual Fee
No annual fee on this card — all your rewards are pure profit.
SAR 795 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
1% top · 1% avg
Earn Rate
The top earn rate is 1% on select categories. On average, you'll earn about 1% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 10 back.
11 benefits · ≈SAR 4,300
Included Perks
Perks are estimated at SAR 4,300/yr total. The actual value depends on how often you use each benefit.
0.95%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.95 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 795
Year 1
SAR 795
Every year after
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Benefits
- Airport Lounge Access — Complimentary access to 25 airport lounges worldwide via Visa Airport Companion App. 6 complimentary cardholder visits per calendar year. Requires SAR 1,000 spend in the month the visit is used. Additional visits and guest visits charged at $32 per person per visit. Effective 2 February 2026, cardholders must complete international purchase transactions of $100 within the preceding 90 days to be eligible. (≈ SAR 1200)
- Entertainment — VOX Cinemas Buy One Get One Free (BOGOF) offer for Platinum cardholders who spend SAR 1,000 during the month the offer is used. (≈ SAR 300)
- Dining Discounts — Dragon Dining: Complimentary access to over 200 airport restaurant offers globally via the DragonPass Dine & Fly app. (≈ SAR 500)
- Entertainment — Complimentary access to xperience with the Entertainer app: Buy One Get One Free offers and discounts at selected merchant partners in UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, and Jordan. (≈ SAR 800)
- Meet & Greet — YQ Meet & Assist: Up to 15% discount on airport meet & assist services including limo transfer, visa on arrival, and baggage porters via cemea.yqnowgroup.com. (≈ SAR 300)
- Hotel Discounts — 8% discount on hotel stay bookings via hotels.com using promo code VISA8. Access to over 985,000+ properties worldwide. Up to 12% additional off on promotion-eligible properties via agoda.com/visamena. (≈ SAR 400)
- Car Rental Discounts — Up to 20% off with Avis car rental via avisworld.com/visa. 10% off with Budget across the world via budgetinternational.com/visa. (≈ SAR 300)
- Purchase Protection — Buyers Protection: Purchases are insured against loss due to accidental damage or theft. Refer to cardholderbenefitsonline.com for full policy details. (≈ SAR 200)
- Extended Warranty — Extended warranty providing additional 12 months coverage from the expiry date of the original manufacturer's warranty. Refer to cardholderbenefitsonline.com for full policy details. (≈ SAR 100)
- 0% Installment Plans — Installment Payment Plans: Buy now and pay in 3, 6, 9 or 12 monthly installments at a low monthly profit margin. Request via call center 800 754 7777 or mobile/internet banking within 50 days of purchase. (≈ SAR 200)
- Free Supplementary Cards — Up to 5 supplementary cards free of charge for family members. (≈ SAR 0)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Complimentary access to 25 airport lounges worldwide via Visa Airport Companion App. 6 complimentary cardholder visits per calendar year. Requires SAR 1,000 spend in the month the visit is used. Additional visits and guest visits charged at $32 per person per visit. Effective 2 February 2026, cardholders must complete international purchase transactions of $100 within the preceding 90 days to be eligible.
VOX Cinemas Buy One Get One Free (BOGOF) offer for Platinum cardholders who spend SAR 1,000 during the month the offer is used.
Dragon Dining: Complimentary access to over 200 airport restaurant offers globally via the DragonPass Dine & Fly app.
Complimentary access to xperience with the Entertainer app: Buy One Get One Free offers and discounts at selected merchant partners in UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, and Jordan.
YQ Meet & Assist: Up to 15% discount on airport meet & assist services including limo transfer, visa on arrival, and baggage porters via cemea.yqnowgroup.com.
8% discount on hotel stay bookings via hotels.com using promo code VISA8. Access to over 985,000+ properties worldwide. Up to 12% additional off on promotion-eligible properties via agoda.com/visamena.
Up to 20% off with Avis car rental via avisworld.com/visa. 10% off with Budget across the world via budgetinternational.com/visa.
Buyers Protection: Purchases are insured against loss due to accidental damage or theft. Refer to cardholderbenefitsonline.com for full policy details.
Extended warranty providing additional 12 months coverage from the expiry date of the original manufacturer's warranty. Refer to cardholderbenefitsonline.com for full policy details.
Installment Payment Plans: Buy now and pay in 3, 6, 9 or 12 monthly installments at a low monthly profit margin. Request via call center 800 754 7777 or mobile/internet banking within 50 days of purchase.
Up to 5 supplementary cards free of charge for family members.
Card Details
Bank Information
More cards from Emirates NBD Saudi Arabia
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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