Platinum Credit Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
Free
Annual Fee
No annual fee on this card — all your rewards are pure profit.
SAR 903 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
4% top · 1.13% avg
Earn Rate
The top earn rate is 4% on select categories. On average, you'll earn about 1.13% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 11 back.
SAR 25,000
Welcome Bonus
A one-time bonus when you open the card. Earn 25,000 welcome Mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date
8 benefits · ≈SAR 4,000
Included Perks
Perks are estimated at SAR 4,000/yr total. The actual value depends on how often you use each benefit.
1.08%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 1.08 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 1,153
Year 1 (incl. bonus)
SAR 903
Every year after
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 4,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Benefits
- Airport Lounge Access — Access to 25 global airport lounges through the Visa Airport Companion app. (≈ SAR 2000)
- Purchase Protection — Purchase protection for lost, stolen or damaged goods purchased using the credit card. (≈ SAR 200)
- Extended Warranty — Extended warranty for purchases made using the credit card. (≈ SAR 100)
- Free Supplementary Cards — 2 free supplementary cards for immediate family members with the same features and benefits as the primary card, including credit limit control and instant notifications. (≈ SAR 100)
- 0% Installment Plans — Tasaheal program: convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners. (≈ SAR 300)
- Car Rental Discounts — 10% discount at Budget rental cars and up to 35% discount at Avis Car Rental. (≈ SAR 300)
- Dining Discounts — Enjoy a variety of 2-for-1 offers from restaurants to beauty salons, gyms and more via the ENTERTAINER app. (≈ SAR 1000)
- Digital Wallet — Supports NFC payments via MADA Pay, Samsung Pay, Apple Pay, and Google Pay for fast and easy payments at point-of-sale terminals.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Access to 25 global airport lounges through the Visa Airport Companion app.
Purchase protection for lost, stolen or damaged goods purchased using the credit card.
Extended warranty for purchases made using the credit card.
2 free supplementary cards for immediate family members with the same features and benefits as the primary card, including credit limit control and instant notifications.
Tasaheal program: convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners.
10% discount at Budget rental cars and up to 35% discount at Avis Car Rental.
Enjoy a variety of 2-for-1 offers from restaurants to beauty salons, gyms and more via the ENTERTAINER app.
Supports NFC payments via MADA Pay, Samsung Pay, Apple Pay, and Google Pay for fast and easy payments at point-of-sale terminals.
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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