Platinum Charge Credit Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
SAR 370
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 497 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
3% top · 1.09% avg
Earn Rate
The top earn rate is 3% on select categories. On average, you'll earn about 1.09% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 11 back.
9 benefits · ≈SAR 4,400
Included Perks
Perks are estimated at SAR 4,400/yr total. The actual value depends on how often you use each benefit.
0.59%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.59 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 497
Year 1
SAR 497
Every year after
Break-Even: Spend ≥ SAR 2,840/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Benefits
- Airport Lounge Access — Access to 25 global airport lounges through the Visa Airport Companion app. (≈ SAR 2000)
- Purchase Protection — Coverage for lost, stolen or damaged goods purchased using the credit card. (≈ SAR 200)
- Extended Warranty — Extended warranty coverage for purchases made using the credit card. (≈ SAR 100)
- Free Supplementary Cards — Additional cards for immediate family members with the same features and benefits as the primary card, including credit limit control, notifications, and verification codes for additional cardholders.
- 0% Installment Plans — Tasaheal Program: Convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners. (≈ SAR 300)
- Car Rental Discounts — 10% discount at Budget rental cars and up to 35% discount at Avis Car Rental. (≈ SAR 300)
- Dining Discounts — Enjoy 2-for-1 offers from restaurants to beauty salons, gyms and more through the ENTERTAINER app. (≈ SAR 1000)
- Entertainment — Instant discounts and a unique collection of offers across travel, dining, wellness and more through card offers program. (≈ SAR 500)
- Digital Wallet — Supports Apple Pay, Google Pay, Mada Pay, and Samsung Pay via NFC technology.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Access to 25 global airport lounges through the Visa Airport Companion app.
Coverage for lost, stolen or damaged goods purchased using the credit card.
Extended warranty coverage for purchases made using the credit card.
Additional cards for immediate family members with the same features and benefits as the primary card, including credit limit control, notifications, and verification codes for additional cardholders.
Tasaheal Program: Convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners.
10% discount at Budget rental cars and up to 35% discount at Avis Car Rental.
Enjoy 2-for-1 offers from restaurants to beauty salons, gyms and more through the ENTERTAINER app.
Instant discounts and a unique collection of offers across travel, dining, wellness and more through card offers program.
Supports Apple Pay, Google Pay, Mada Pay, and Samsung Pay via NFC technology.
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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