Jarir Platinum Credit Card
Emirates NBD Saudi Arabia
Card Information
Overview
Key Metrics
SAR 300
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 507 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
2% top · 1.01% avg
Earn Rate
The top earn rate is 2% on select categories. On average, you'll earn about 1.01% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 10 back.
10 benefits · ≈SAR 4,500
Included Perks
Perks are estimated at SAR 4,500/yr total. The actual value depends on how often you use each benefit.
0.68%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.68 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 507
Year 1
SAR 507
Every year after
Break-Even: Spend ≥ SAR 2,183/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Cashback)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 20
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 20
Spend SAR 1,000/mo → earn ~SAR 10
Benefits
- Airport Lounge Access — Complimentary access to 25 airport lounges worldwide via Visa Airport Companion app (powered by DragonPass). 6 complimentary cardholder visits per calendar year. Additional visits charged at $32 per person. Spend criteria of SAR 1,000 per month must be met to access the benefit for free. (≈ SAR 1200)
- Dining Discounts — Dragon Dining: Complimentary access to over 200 airport restaurant offers globally via the Dine & Fly app by DragonPass. (≈ SAR 500)
- Entertainment — Complimentary access to xperience with the ENTERTAINER app — Buy One Get One Free offers and discounts through selected merchant partners in UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, and Jordan. VOX Cinemas Buy One Get One Free (BOGOF) offer available for Platinum cardholders who spend SAR 1,000 in the same month. (≈ SAR 800)
- Meet & Greet — YQ Meet & Assist: Discounts up to 15% on global airport meet & assist services including limo transfer, visa on arrival, and baggage porters. Book via cemea.yqnowgroup.com. (≈ SAR 300)
- Hotel Discounts — 10% discount on hotel stay bookings via Hotels.com using promo code VISA10MX22. Additionally, up to 12% off on promotion-eligible properties via Agoda.com (agoda.com/visamena). (≈ SAR 400)
- Purchase Protection — Buyers Protection: Purchases are insured in case of loss, accidental damage, or theft. Fraudulent Card Misuse Protection: Coverage for unauthorized charges — report within 30 days of incident. (≈ SAR 200)
- Extended Warranty — Extended coverage for an additional 12 months from the expiry date of the original manufacturer's warranty on eligible purchases. (≈ SAR 100)
- Free Supplementary Cards — Up to 5 supplementary cards at no additional charge. (≈ SAR 500)
- 0% Installment Plans — 0% installment plan up to 24 months on Jarir Bookstore purchases (minimum purchase amount SAR 1,500). General installment payment plans available at 3, 6, 9, or 12 months at a low monthly profit margin. (≈ SAR 300)
- Shopping Discounts — 10% discount on almost all school supplies, office supplies, arts & crafts, books, computer bags and other offers and campaigns provided by Emirates NBD and Visa at Jarir stores. (≈ SAR 200)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Complimentary access to 25 airport lounges worldwide via Visa Airport Companion app (powered by DragonPass). 6 complimentary cardholder visits per calendar year. Additional visits charged at $32 per person. Spend criteria of SAR 1,000 per month must be met to access the benefit for free.
Dragon Dining: Complimentary access to over 200 airport restaurant offers globally via the Dine & Fly app by DragonPass.
Complimentary access to xperience with the ENTERTAINER app — Buy One Get One Free offers and discounts through selected merchant partners in UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, and Jordan. VOX Cinemas Buy One Get One Free (BOGOF) offer available for Platinum cardholders who spend SAR 1,000 in the same month.
YQ Meet & Assist: Discounts up to 15% on global airport meet & assist services including limo transfer, visa on arrival, and baggage porters. Book via cemea.yqnowgroup.com.
10% discount on hotel stay bookings via Hotels.com using promo code VISA10MX22. Additionally, up to 12% off on promotion-eligible properties via Agoda.com (agoda.com/visamena).
Buyers Protection: Purchases are insured in case of loss, accidental damage, or theft. Fraudulent Card Misuse Protection: Coverage for unauthorized charges — report within 30 days of incident.
Extended coverage for an additional 12 months from the expiry date of the original manufacturer's warranty on eligible purchases.
Up to 5 supplementary cards at no additional charge.
0% installment plan up to 24 months on Jarir Bookstore purchases (minimum purchase amount SAR 1,500). General installment payment plans available at 3, 6, 9, or 12 months at a low monthly profit margin.
10% discount on almost all school supplies, office supplies, arts & crafts, books, computer bags and other offers and campaigns provided by Emirates NBD and Visa at Jarir stores.
Card Details
Bank Information
More cards from Emirates NBD Saudi Arabia
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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