Jarir Infinite Credit Card
Emirates NBD Saudi Arabia
Card Information
Overview
Key Metrics
SAR 600
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 207 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
2% top · 1.01% avg
Earn Rate
The top earn rate is 2% on select categories. On average, you'll earn about 1.01% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 10 back.
14 benefits · ≈SAR 8,200
Included Perks
Perks are estimated at SAR 8,200/yr total. The actual value depends on how often you use each benefit.
0.28%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.28 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 207
Year 1
SAR 207
Every year after
Break-Even: Spend ≥ SAR 4,366/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
The minimum monthly salary required to apply for this card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Cashback)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 20
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 20
Spend SAR 1,000/mo → earn ~SAR 10
Benefits
- Airport Lounge Access — Unlimited complimentary airport lounge access + 1 guest per visit at 1,200 lounges worldwide via Visa Airport Companion app. Requires minimum monthly spend of SAR 3,000 in the month the benefit is used. Effective 2 February 2026, cardholders must also complete international purchase transactions of USD 100 within the preceding 90 days. (≈ SAR 3200)
- Meet & Greet — Complimentary airport transfers to/from UAE airports (Dubai Airport and Abu Dhabi Airport) — up to 4 complimentary transfers per calendar year. Requires minimum monthly spend of SAR 3,000 in the month the benefit is used. Air ticket must be purchased using the Emirates NBD Infinite Credit Card. (≈ SAR 800)
- Valet Parking — Complimentary valet parking service at selected locations in Riyadh and Jeddah. Valid from 5th May to 31st December 2025. (≈ SAR 400)
- Cinema Discounts — Buy 1 Get 1 Free movie tickets at VOX Cinemas all week. Valid for 2D/3D Standard, 2D/3D Premium View, 2D/3D Kids and additional Infinite-exclusive experiences (VIP Regular, Century Corner, IMAX, MAX, etc.). Maximum 4 free tickets per transaction, 8 free tickets per month. Requires minimum monthly spend of SAR 3,000. Valid until 28 February 2026. (≈ SAR 600)
- Concierge Service — 24-hour digital, telephone, and email concierge service. Handles reservations, travel arrangements, and hard-to-get products. Access via www.visaconciergecemea.com or call +9714 361 1234. (≈ SAR 500)
- Purchase Protection — Buyers Protection: purchases are insured against loss, accidental damage, or theft. Fraudulent Card Misuse Protection: unauthorized charges covered with written notice within 30 days of the incident. (≈ SAR 200)
- Extended Warranty — Extended warranty coverage for an additional 12 months beyond the original manufacturer's warranty on purchases made with the card. (≈ SAR 100)
- 0% Installment Plans — 0% installment plans at Jarir Bookstores for up to 24 months on purchases of SAR 1,500 or more. Also general installment payment plans of 3, 6, 9, or 12 months via call center or mobile/internet banking within 50 days of purchase. (≈ SAR 300)
- Hotel Discounts — 10% discount on hotel bookings via Hotels.com using promo code VISA10MX22 at www.hotels.com/visa. (≈ SAR 300)
- Travel Insurance — Credit Shield insurance covering credit card outstanding balance in case of death or permanent total disability (optional, charged as a percentage of outstanding balance). (≈ SAR 500)
- Dining Discounts — Dragon Dining: complimentary access to over 200 airport restaurant offers globally via the DragonPass Dine & Fly app. (≈ SAR 400)
- Car Rental Discounts — YQ Meet & Assist: discounts up to 15% on airport services including limo transfers, visa on arrival, and baggage porters via cemea.yqnowgroup.com. (≈ SAR 200)
- Shopping Discounts — 10% discount on school supplies, office supplies, arts & crafts, books, computer bags, and other Jarir campaigns for Jarir Credit Cardholders. Additional weekly exclusive offers from Jarir for cardholders. Up to 12% off on Agoda.com bookings for promotion-eligible properties via www.agoda.com/visamena. (≈ SAR 400)
- Free Supplementary Cards — Up to 5 free supplementary cards for family members at no additional annual fee. (≈ SAR 300)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Unlimited complimentary airport lounge access + 1 guest per visit at 1,200 lounges worldwide via Visa Airport Companion app. Requires minimum monthly spend of SAR 3,000 in the month the benefit is used. Effective 2 February 2026, cardholders must also complete international purchase transactions of USD 100 within the preceding 90 days.
Complimentary airport transfers to/from UAE airports (Dubai Airport and Abu Dhabi Airport) — up to 4 complimentary transfers per calendar year. Requires minimum monthly spend of SAR 3,000 in the month the benefit is used. Air ticket must be purchased using the Emirates NBD Infinite Credit Card.
Complimentary valet parking service at selected locations in Riyadh and Jeddah. Valid from 5th May to 31st December 2025.
Buy 1 Get 1 Free movie tickets at VOX Cinemas all week. Valid for 2D/3D Standard, 2D/3D Premium View, 2D/3D Kids and additional Infinite-exclusive experiences (VIP Regular, Century Corner, IMAX, MAX, etc.). Maximum 4 free tickets per transaction, 8 free tickets per month. Requires minimum monthly spend of SAR 3,000. Valid until 28 February 2026.
24-hour digital, telephone, and email concierge service. Handles reservations, travel arrangements, and hard-to-get products. Access via www.visaconciergecemea.com or call +9714 361 1234.
Buyers Protection: purchases are insured against loss, accidental damage, or theft. Fraudulent Card Misuse Protection: unauthorized charges covered with written notice within 30 days of the incident.
Extended warranty coverage for an additional 12 months beyond the original manufacturer's warranty on purchases made with the card.
0% installment plans at Jarir Bookstores for up to 24 months on purchases of SAR 1,500 or more. Also general installment payment plans of 3, 6, 9, or 12 months via call center or mobile/internet banking within 50 days of purchase.
10% discount on hotel bookings via Hotels.com using promo code VISA10MX22 at www.hotels.com/visa.
Credit Shield insurance covering credit card outstanding balance in case of death or permanent total disability (optional, charged as a percentage of outstanding balance).
Dragon Dining: complimentary access to over 200 airport restaurant offers globally via the DragonPass Dine & Fly app.
YQ Meet & Assist: discounts up to 15% on airport services including limo transfers, visa on arrival, and baggage porters via cemea.yqnowgroup.com.
10% discount on school supplies, office supplies, arts & crafts, books, computer bags, and other Jarir campaigns for Jarir Credit Cardholders. Additional weekly exclusive offers from Jarir for cardholders. Up to 12% off on Agoda.com bookings for promotion-eligible properties via www.agoda.com/visamena.
Up to 5 free supplementary cards for family members at no additional annual fee.
Card Details
Bank Information
More cards from Emirates NBD Saudi Arabia
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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