Infinite Credit Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
Free
Annual Fee
No annual fee on this card — all your rewards are pure profit.
SAR 2,547 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
5% top · 3.09% avg
Earn Rate
The top earn rate is 5% on select categories. On average, you'll earn about 3.09% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 31 back.
SAR 150,000
Welcome Bonus
A one-time bonus when you open the card. Earn 150,000 welcome Mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date
14 benefits · ≈SAR 10,100
Included Perks
Perks are estimated at SAR 10,100/yr total. The actual value depends on how often you use each benefit.
3.03%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 3.03 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 4,047
Year 1 (incl. bonus)
SAR 2,547
Every year after
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 5,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Spend SAR 1,000/mo → earn ~SAR 3,000
Benefits
- Airport Lounge Access — Access to over 1,200 global airport lounges through the Visa Airport Companion app. Also includes exclusive airport dining offers with 200+ restaurants globally through Visa Dine & Travel App. (≈ SAR 3000)
- Travel Insurance — Comprehensive travel insurance provided by Visa: Personal accident coverage USD 500,000 (international) / USD 100,000 (domestic); Emergency medical expenses up to USD 2,500,000; Emergency evacuation and repatriation up to USD 2,000,000; Daily hospital accommodation USD 100/day up to USD 3,000; Family repatriation USD 600/day up to USD 500,000; Trip cancellation/change up to USD 7,500; Missed connecting flight up to USD 500; Travel abandonment up to USD 1,500/year; Loss of personal baggage up to USD 2,500; Flight departure delay (4+ hours) up to USD 1,000; Baggage arrival delay (4+ hours) up to USD 500; Rental vehicle damage and collision up to USD 50,000/year. (≈ SAR 2000)
- Purchase Protection — Purchase protection for lost, stolen or damaged goods purchased using the credit card. (≈ SAR 200)
- Extended Warranty — Extended warranty on eligible purchases made with the card. (≈ SAR 100)
- Valet Parking — Complimentary valet parking services at no extra cost. Terms & Conditions apply. (≈ SAR 600)
- Concierge Service — 24/7 global concierge services assisting with flight bookings, hotels, car rentals, and event tickets. Available via phone (+97143611234 or +442078502829) or WhatsApp (+447874023129). (≈ SAR 500)
- Meet & Greet — Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations. (≈ SAR 300)
- Car Rental Discounts — Up to 15% discount on car rentals worldwide + Platinum membership at SIXT; 10% discount at Budget rental cars; 10% discount at Rentalcars.com; Up to 35% discount at Avis Car Rental. (≈ SAR 400)
- Hotel Discounts — 15% discount at IHG Hotels & Resorts; Up to 20% discount at Jumeirah Hotel & Resort; 12% discount at Agoda; Elite Hotels via Visa Luxury Hotel Collection (room upgrade, complimentary breakfast, free internet, early check-in/late check-out); Exclusive perks with Kiwi Collection (room upgrade, late check-out, $25 food/beverage credit, complimentary breakfast). (≈ SAR 800)
- Golf Access — Complimentary golf games at the finest clubs at no cost. (≈ SAR 800)
- Entertainment — Complimentary Padel games at the finest clubs and courts at no cost. Variety of 2-for-1 offers from restaurants to beauty salons, gyms and more via the ENTERTAINER app. Up to 50% discount on eTickets via BookingBASH. (≈ SAR 1000)
- Free Supplementary Cards — 2 free supplementary cards for immediate family members with the same features and benefits as the primary card, including credit limit control and instant notifications for the additional cardholder. (≈ SAR 100)
- 0% Installment Plans — 0% Tasaheal Program: Convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners. (≈ SAR 300)
- Digital Wallet — NFC technology support for MADA Pay, Samsung Pay, and Apple Pay for fast and easy payments at point-of-sale terminals. Also supports Google Pay.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Access to over 1,200 global airport lounges through the Visa Airport Companion app. Also includes exclusive airport dining offers with 200+ restaurants globally through Visa Dine & Travel App.
Comprehensive travel insurance provided by Visa: Personal accident coverage USD 500,000 (international) / USD 100,000 (domestic); Emergency medical expenses up to USD 2,500,000; Emergency evacuation and repatriation up to USD 2,000,000; Daily hospital accommodation USD 100/day up to USD 3,000; Family repatriation USD 600/day up to USD 500,000; Trip cancellation/change up to USD 7,500; Missed connecting flight up to USD 500; Travel abandonment up to USD 1,500/year; Loss of personal baggage up to USD 2,500; Flight departure delay (4+ hours) up to USD 1,000; Baggage arrival delay (4+ hours) up to USD 500; Rental vehicle damage and collision up to USD 50,000/year.
Purchase protection for lost, stolen or damaged goods purchased using the credit card.
Extended warranty on eligible purchases made with the card.
Complimentary valet parking services at no extra cost. Terms & Conditions apply.
24/7 global concierge services assisting with flight bookings, hotels, car rentals, and event tickets. Available via phone (+97143611234 or +442078502829) or WhatsApp (+447874023129).
Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations.
Up to 15% discount on car rentals worldwide + Platinum membership at SIXT; 10% discount at Budget rental cars; 10% discount at Rentalcars.com; Up to 35% discount at Avis Car Rental.
15% discount at IHG Hotels & Resorts; Up to 20% discount at Jumeirah Hotel & Resort; 12% discount at Agoda; Elite Hotels via Visa Luxury Hotel Collection (room upgrade, complimentary breakfast, free internet, early check-in/late check-out); Exclusive perks with Kiwi Collection (room upgrade, late check-out, $25 food/beverage credit, complimentary breakfast).
Complimentary golf games at the finest clubs at no cost.
Complimentary Padel games at the finest clubs and courts at no cost. Variety of 2-for-1 offers from restaurants to beauty salons, gyms and more via the ENTERTAINER app. Up to 50% discount on eTickets via BookingBASH.
2 free supplementary cards for immediate family members with the same features and benefits as the primary card, including credit limit control and instant notifications for the additional cardholder.
0% Tasaheal Program: Convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners.
NFC technology support for MADA Pay, Samsung Pay, and Apple Pay for fast and easy payments at point-of-sale terminals. Also supports Google Pay.
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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