Flynas Signature Credit Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
SAR 500
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 598 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
0.8% top · 0.34% avg
Earn Rate
The top earn rate is 0.8% on select categories. On average, you'll earn about 0.34% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 3 back.
SAR 45,000
Welcome Bonus
A one-time bonus when you open the card. 15,000 nasmiles upon SAR 5,000 spend within 90 days of card issuance + 15,000 nasmiles upon SAR 50,000 spend within 180 days of card issuance + 15,000 nasmiles upon card renewal and annual fee payment
13 benefits · ≈SAR 7,150
Included Perks
Perks are estimated at SAR 7,150/yr total. The actual value depends on how often you use each benefit.
0.71%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.71 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 2,398
Year 1 (incl. bonus)
SAR 598
Every year after
Break-Even: Spend ≥ SAR 3,062/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Miles)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 800
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 500
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 333
Spend SAR 1,000/mo → earn ~SAR 0
Benefits
- Airport Lounge Access — Access to over 1,200 global airport lounges through the Visa Airport Companion app. (≈ SAR 2000)
- Travel Insurance — Visa Travel Insurance: Personal accident cover USD 500,000 internationally and USD 50,000 domestically; medical and emergency evacuation up to USD 500,000; evacuation and repatriation up to USD 500,000; daily hospital expenses USD 50/day up to USD 1,500; flight cancellation up to USD 5,000; loss of personal effects up to USD 150; absenteeism up to USD 1,000; take-off delay up to USD 1,000; baggage delay up to USD 500. (≈ SAR 1500)
- Purchase Protection — Purchase protection for lost, stolen or damaged goods purchased using the credit card. (≈ SAR 200)
- Extended Warranty — Extended warranty on eligible purchases made with the card. (≈ SAR 100)
- Concierge Service — 24/7 global concierge services for flight bookings, hotels, car rental, and event tickets. Call +97143611234 or +442078502829 or WhatsApp +447874023129. (≈ SAR 500)
- Free Supplementary Cards — 2 free supplementary cards for immediate family members with the same features and benefits, including credit limit control and individual notifications. (≈ SAR 150)
- 0% Installment Plans — 0% Tasaheel Program: Convert purchases into equal monthly installments with 0% profit rate and zero processing fees through program partners. (≈ SAR 300)
- Meet & Greet — Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations. (≈ SAR 300)
- Dining Discounts — Exclusive airport dining offers with 200+ restaurants globally through Visa Airport Companion program at Visa Dine & Travel App. Entertainer app with 2-for-1 offers from restaurants, beauty salons, gyms and more. (≈ SAR 800)
- Car Rental Discounts — Up to 15% discount on car rentals worldwide + Platinum membership at SIXT; 10% discount at Budget rental cars; 10% discount at Rentalcars.com; up to 35% discount at Avis Car Rental. (≈ SAR 400)
- Hotel Discounts — 15% discount at IHG Hotels & Resorts; up to 20% discount at Jumeirah Hotel & Resort; 12% discount at Agoda; Visa Luxury Hotel Collection with automatic room upgrade, complimentary continental breakfast, free internet, early check-in and late check-out. (≈ SAR 600)
- Entertainment — Up to 50% discount on eTickets through BookingBASH website and app. (≈ SAR 300)
- Digital Wallet — NFC tap-to-pay supported with Apple Pay, mada Pay, and Samsung Pay.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Access to over 1,200 global airport lounges through the Visa Airport Companion app.
Visa Travel Insurance: Personal accident cover USD 500,000 internationally and USD 50,000 domestically; medical and emergency evacuation up to USD 500,000; evacuation and repatriation up to USD 500,000; daily hospital expenses USD 50/day up to USD 1,500; flight cancellation up to USD 5,000; loss of personal effects up to USD 150; absenteeism up to USD 1,000; take-off delay up to USD 1,000; baggage delay up to USD 500.
Purchase protection for lost, stolen or damaged goods purchased using the credit card.
Extended warranty on eligible purchases made with the card.
24/7 global concierge services for flight bookings, hotels, car rental, and event tickets. Call +97143611234 or +442078502829 or WhatsApp +447874023129.
2 free supplementary cards for immediate family members with the same features and benefits, including credit limit control and individual notifications.
0% Tasaheel Program: Convert purchases into equal monthly installments with 0% profit rate and zero processing fees through program partners.
Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations.
Exclusive airport dining offers with 200+ restaurants globally through Visa Airport Companion program at Visa Dine & Travel App. Entertainer app with 2-for-1 offers from restaurants, beauty salons, gyms and more.
Up to 15% discount on car rentals worldwide + Platinum membership at SIXT; 10% discount at Budget rental cars; 10% discount at Rentalcars.com; up to 35% discount at Avis Car Rental.
15% discount at IHG Hotels & Resorts; up to 20% discount at Jumeirah Hotel & Resort; 12% discount at Agoda; Visa Luxury Hotel Collection with automatic room upgrade, complimentary continental breakfast, free internet, early check-in and late check-out.
Up to 50% discount on eTickets through BookingBASH website and app.
NFC tap-to-pay supported with Apple Pay, mada Pay, and Samsung Pay.
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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