Digital Cashback Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
Free
Annual Fee
No annual fee on this card — all your rewards are pure profit.
SAR 473 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
1% top · 0.62% avg
Earn Rate
The top earn rate is 1% on select categories. On average, you'll earn about 0.62% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 6 back.
SAR 10
Welcome Bonus
A one-time bonus when you open the card. Earn 1,000 Mokafaa Points when you apply for Digital card through Al Rajhi Bank app
3 benefits · ≈SAR 500
Included Perks
Perks are estimated at SAR 500/yr total. The actual value depends on how often you use each benefit.
0.56%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.56 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 473
Year 1
SAR 473
Every year after
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Cashback)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 10
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Spend SAR 1,000/mo → earn ~SAR 6
Benefits
- Digital Wallet — Supports Apple Pay, mada Pay, and Samsung Pay via NFC tap-to-pay technology.
- Purchase Protection — 3D Secure enhanced online shopping protection with one-time passwords. (≈ SAR 200)
- Shopping Discounts — Card Offers with instant discounts across travel, dining, wellness and more via Visa Checkout. (≈ SAR 300)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Supports Apple Pay, mada Pay, and Samsung Pay via NFC tap-to-pay technology.
3D Secure enhanced online shopping protection with one-time passwords.
Card Offers with instant discounts across travel, dining, wellness and more via Visa Checkout.
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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