Classic Charge Credit Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
SAR 370
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 461 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
2% top · 1.04% avg
Earn Rate
The top earn rate is 2% on select categories. On average, you'll earn about 1.04% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 10 back.
6 benefits · ≈SAR 2,000
Included Perks
Perks are estimated at SAR 2,000/yr total. The actual value depends on how often you use each benefit.
0.55%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.55 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 461
Year 1
SAR 461
Every year after
Break-Even: Spend ≥ SAR 2,957/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 2,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,000
Benefits
- Entertainment — Enjoy a variety of great 2-for-1 offers from restaurants to beauty salons, gyms and more via the ENTERTAINER app. (≈ SAR 1000)
- 0% Installment Plans — Tasaheel Program: Convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners. (≈ SAR 300)
- Dining Discounts — Instant Discounts: Enjoy a unique collection of offers and experiences across travel, dining, wellness and more. (≈ SAR 500)
- Digital Wallet — Supports NFC payments via MADA Pay, Samsung Pay, Apple Pay, and Google Pay for fast and easy contactless payments at point-of-sale terminals. (≈ SAR 0)
- Purchase Protection — 3D Secure enhanced online shopping protection with one-time passwords for safer transactions. (≈ SAR 200)
- Free Supplementary Cards — Additional supplementary cards available for family members (issuance fee SAR 360, annual fee SAR 335 each).
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Enjoy a variety of great 2-for-1 offers from restaurants to beauty salons, gyms and more via the ENTERTAINER app.
Tasaheel Program: Convert transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners.
Instant Discounts: Enjoy a unique collection of offers and experiences across travel, dining, wellness and more.
Supports NFC payments via MADA Pay, Samsung Pay, Apple Pay, and Google Pay for fast and easy contactless payments at point-of-sale terminals.
3D Secure enhanced online shopping protection with one-time passwords for safer transactions.
Additional supplementary cards available for family members (issuance fee SAR 360, annual fee SAR 335 each).
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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