BSF Visa Platinum Islamic
Banque Saudi Fransi (BSF)
Card Information
Overview
Key Metrics
Free
Annual Fee
No annual fee on this card — all your rewards are pure profit.
SAR -99 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
1.5% top · 1.02% avg
Earn Rate
The top earn rate is 1.5% on select categories. On average, you'll earn about 1.02% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 10 back.
1 benefits · ≈SAR 1,200
Included Perks
Perks are estimated at SAR 1,200/yr total. The actual value depends on how often you use each benefit.
-0.12%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.12 after fees. The higher this number, the better the card is for you.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Rewards & Benefits (Points)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 1,000
Spend SAR 1,000/mo → earn ~SAR 1,500
Benefits
- Airport Lounge Access — Global airport lounge access (≈ SAR 1200)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Global airport lounge access
Card Details
Official Program Partners
This card is linked to the following official programs. The card's true value depends on what you can do inside those programs — not just the card's own earn rate.
Lounge Partner
Priority Pass
World's largest independent lounge network — 1,500+ airport lounges in 140 countries, including all major Saudi airports.
Program benefits
- Unlimited visits (Prestige tier) or pay-per-visit (Standard)
- Lounges across RUH, JED, DMM, and 1,500+ airports worldwide
- Typical guest entry ~SAR 100-150 each
Bank Information
More cards from Banque Saudi Fransi (BSF)
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data from publicly listed bank pages — verify before acting
We list products that are publicly available on each bank's website. Information, rates, fees, and benefits are sourced from those pages and may be incomplete, outdated, or different from what appears in the bank's own compare/apply flow (for example, an annual fee that only shows up inside the bank's portal). Banks may change terms at any time without notice. ALWAYS verify the full terms — especially annual fees, profit/interest rates, caps, and eligibility — directly on the bank's official website or branch before making any financial decision. Mustafeed has no formal partnership unless explicitly stated.
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