AlFursan American Express Credit Card
American Express Saudi Arabia
Card Information
Overview
Key Metrics
SAR 287.5
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR -386 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
1 benefits · ≈SAR 500
Included Perks
Perks are estimated at SAR 500/yr total. The actual value depends on how often you use each benefit.
-0.46%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.46 after fees. The higher this number, the better the card is for you.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Rewards & Benefits (Miles)
Benefits
- Zero FX Fee — A USD Card with 0% Foreign exchange fees on Saudi Riyal Transactions. (≈ SAR 500)
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
A USD Card with 0% Foreign exchange fees on Saudi Riyal Transactions.
Card Details
Official Program Partners
This card is linked to the following official programs. The card's true value depends on what you can do inside those programs — not just the card's own earn rate.
Airline Partner
Saudia Alfursan
Saudia's frequent-flyer program. Miles redeemable on Saudia, SkyTeam partners, upgrades, and selected non-flight partners.
Program benefits
- Earn miles on every Saudia flight and partner airlines in SkyTeam
- Miles never expire as long as you maintain account activity
- Redeem for flights, upgrades, excess baggage, and Saudia Al Wustaa (shop)
Extra benefits by tier▾
Silver
- • 10 kg extra baggage on Saudia
- • Priority check-in and boarding on Saudia
Gold
- • 20 kg extra baggage + SkyTeam priority
- • Saudia Alfursan lounge access for member + 1 guest
- • Complimentary seat selection, guaranteed economy seat on full flights
Partner network▾
- • SkyTeam: Delta, Air France, KLM, Korean Air, China Airlines, Garuda Indonesia
- • Non-alliance: Etihad, Emirates (limited)
- • Hotels: Saudia Al Wustaa partners
Typical = economy redemption on Saudia domestic/regional (RUH–DXB ~20k miles one-way). Upper end = SkyTeam partner business class (e.g. RUH–CDG on Air France).
Bank Information
More cards from American Express Saudi Arabia
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data from publicly listed bank pages — verify before acting
We list products that are publicly available on each bank's website. Information, rates, fees, and benefits are sourced from those pages and may be incomplete, outdated, or different from what appears in the bank's own compare/apply flow (for example, an annual fee that only shows up inside the bank's portal). Banks may change terms at any time without notice. ALWAYS verify the full terms — especially annual fees, profit/interest rates, caps, and eligibility — directly on the bank's official website or branch before making any financial decision. Mustafeed has no formal partnership unless explicitly stated.
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