AlFursan Platinum Credit Card
Al Rajhi Bank
Card Information
Overview
Key Metrics
SAR 490
Annual Fee
The yearly cost of holding this card. Your rewards should exceed this amount to make the card worth it.
SAR 522 /yr
Est. Net Annual Value
Estimated net earnings per year (rewards minus fees) based on an average Saudi monthly spend of SAR 7,000. Your actual value depends on your real spending.
0.4% top · 0.24% avg
Earn Rate
The top earn rate is 0.4% on select categories. On average, you'll earn about 0.24% across all your spending. Example: spend SAR 1,000 and earn roughly SAR 2 back.
SAR 20,000
Welcome Bonus
A one-time bonus when you open the card. Up to 20,000 bonus Reward Miles: 5,000 miles for SAR 5,000 spend within 90 days of issuance; 10,000 miles for SAR 30,000 spend within 180 days of issuance; 5,000 miles upon payment of annual renewal fee every year. Offer does not apply to current cardholders, even if the card is canceled and reapplied.
8 benefits · ≈SAR 4,050
Included Perks
Perks are estimated at SAR 4,050/yr total. The actual value depends on how often you use each benefit.
0.62%
Return on Spend (ROI)
For every SAR 100 you spend, you get back about SAR 0.62 after fees. The higher this number, the better the card is for you.
How much will you earn from this card?
Based on avg. Saudi spend (SAR 7,000/mo)
SAR 1,582
Year 1 (incl. bonus)
SAR 522
Every year after
Break-Even: Spend ≥ SAR 3,245/mo to offset the annual fee✓
• Projections based on avg. Saudi spending (SAR 7,000/mo). Your actual spending may differ — use the calculator for personalized results.
• Card terms may be changed by the bank at any time, affecting projected values.
• Perk values are estimates based on bank-third party agreements and subject to revision.
Pros
Cons
Fees & Rates
The fee the bank charges yearly for the card.
Extra fee charged on purchases in foreign currencies. Example: SAR 1,000 purchase = SAR 20 fee.
The window you have to pay your full balance without being charged any interest.
Rewards & Benefits (Miles)
Return Type
Earn Rates by Category
The earn rate is how much you get back on each purchase. For example, 5% means for every SAR 100 you spend, you earn SAR 5 back.
Spend SAR 1,000/mo → earn ~SAR 0
Spend SAR 1,000/mo → earn ~SAR 400
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 286
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Spend SAR 1,000/mo → earn ~SAR 235
Benefits
- Airport Lounge Access — Access to over 25 global airport lounges through the Visa Airport Companion app. (≈ SAR 2000)
- Purchase Protection — Purchase protection for lost, stolen or damaged goods purchased using the credit card. (≈ SAR 200)
- Extended Warranty — Extended warranty for purchases made using the credit card. (≈ SAR 100)
- Free Supplementary Cards — 2 free supplementary cards for immediate family members with the same features and benefits as the primary card, including credit limit control and instant notifications. (≈ SAR 150)
- 0% Installment Plans — 0% Tasaheal Program: Convert up to 4 transactions into equal monthly installments with 0% profit and zero processing fee through program partners. (≈ SAR 300)
- Car Rental Discounts — 10% discount at Budget rental cars and up to 35% discount at Avis Car Rental. (≈ SAR 300)
- Dining Discounts — Enjoy a variety of 2-for-1 offers from restaurants to beauty salons, gyms and more through the ENTERTAINER app. (≈ SAR 1000)
- Digital Wallet — NFC, Apple Pay, Mada Pay, Samsung Pay, and Google Pay services for easy tap-to-pay transactions.
Billing & Repayment
Statement Date
Monthly
Payment Due
25 days after statement date
Features
General Features
Access to over 25 global airport lounges through the Visa Airport Companion app.
Purchase protection for lost, stolen or damaged goods purchased using the credit card.
Extended warranty for purchases made using the credit card.
2 free supplementary cards for immediate family members with the same features and benefits as the primary card, including credit limit control and instant notifications.
0% Tasaheal Program: Convert up to 4 transactions into equal monthly installments with 0% profit and zero processing fee through program partners.
10% discount at Budget rental cars and up to 35% discount at Avis Car Rental.
Enjoy a variety of 2-for-1 offers from restaurants to beauty salons, gyms and more through the ENTERTAINER app.
NFC, Apple Pay, Mada Pay, Samsung Pay, and Google Pay services for easy tap-to-pay transactions.
Card Details
Bank Information
More cards from Al Rajhi Bank
Estimate Your Credit Card Rewards
Your Estimated Rewards
SAR 0 / year
Based on your spending profile
Data sourced from banks
All card information, rates, fees, and benefits are sourced directly from the official bank card pages. Banks may update their terms and conditions at any time. We recommend verifying the latest details on the bank's website or contacting the bank directly before making any financial decision.
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