Best Free Credit Cards in Saudi Arabia (No Annual Fee)
Compare the best credit cards with zero annual fee from Saudi banks. Get rewards without paying any fees.
74 cards available

Saudi National Bank (SNB)
Best Reward
11%
on fuel
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
11%
on fuel
Type
Cashback
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
10%
on online
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
10%
on dining
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
10%
on dining
Type
Cashback
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
7 pts/SAR
on international
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
7 pts/SAR
on international
Type
Points
Annual Fee
Free
Min Salary
Any
American Express Saudi Arabia · American Express
Best Reward
5%
on dining
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any
American Express Saudi Arabia · American Express
Best Reward
5%
on dining
Type
Cashback
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
5 pts/SAR
on international
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
5 pts/SAR
on international
Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
5 pts/SAR
on international
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
5 pts/SAR
on international
Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
5 pts/SAR
on international
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
5 pts/SAR
on international
Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
4 pts/SAR
on international
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
4 pts/SAR
on international
Type
Points
Annual Fee
Free
Min Salary
Any

STC Bank · Visa
Best Reward
3%
on online
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

STC Bank · Visa
Best Reward
3%
on online
Type
Cashback
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
2%
on groceries
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
2%
on groceries
Type
Cashback
Annual Fee
Free
Min Salary
Any
Banque Saudi Fransi (BSF) · Mastercard
Best Reward
2%
on groceries
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any
Banque Saudi Fransi (BSF) · Mastercard
Best Reward
2%
on groceries
Type
Cashback
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
2%
on groceries
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
2%
on groceries
Type
Cashback
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
2%
on international
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

meem (Gulf International Bank - Saudi Arabia)
Best Reward
2 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

meem (Gulf International Bank - Saudi Arabia)
Best Reward
2 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

meem (Gulf International Bank - Saudi Arabia)
Best Reward
1.5 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

meem (Gulf International Bank - Saudi Arabia)
Best Reward
1.5 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

meem (Gulf International Bank - Saudi Arabia)
Best Reward
1.25 pts/SAR
on international
Reward Type
Points
Annual Fee
Free
Min Salary
Any

meem (Gulf International Bank - Saudi Arabia)
Best Reward
1.25 pts/SAR
on international
Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on other spend
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on other spend
Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
Bank Albilad · Visa
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank Albilad · Visa
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
American Express Saudi Arabia · American Express
Best Reward
1 pts/SAR
on dining
Reward Type
Points
Annual Fee
Free
Min Salary
Any
American Express Saudi Arabia · American Express
Best Reward
1 pts/SAR
on dining
Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
1%
on international
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
1%
on international
Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
1 pts/SAR
on other spend
Reward Type
Points
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
1 pts/SAR
on other spend
Type
Points
Annual Fee
Free
Min Salary
Any

Al Rajhi Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on other spend
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on other spend
Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
Emirates NBD Saudi Arabia
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Emirates NBD Saudi Arabia
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
1 pts/SAR
on other spend
Reward Type
Points
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
1 pts/SAR
on other spend
Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on other spend
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on other spend
Type
Points
Annual Fee
Free
Min Salary
Any

STC Bank · mada
Best Reward
1%
on online
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

STC Bank · mada
Best Reward
1%
on online
Type
Cashback
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any
Riyad Bank
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any
Riyad Bank
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
1 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
0.67 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
0.67 pts/SAR
on groceries
Type
Points
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
0.5 mi/SAR
on international
Reward Type
Miles
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
0.5 mi/SAR
on international
Type
Miles
Annual Fee
Free
Min Salary
Any
SAB (Saudi Awwal Bank)
Best Reward
0.5 mi/SAR
on international
Reward Type
Miles
Annual Fee
Free
Min Salary
Any
SAB (Saudi Awwal Bank)
Best Reward
0.5 mi/SAR
on international
Type
Miles
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
0.333 mi/SAR
on groceries
Reward Type
Miles
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
0.333 mi/SAR
on groceries
Type
Miles
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
—
Reward Type
Points
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
0%
on groceries
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
0%
on groceries
Type
Cashback
Annual Fee
Free
Min Salary
Any

Alinma Bank
Best Reward
0 pts/SAR
on groceries
Reward Type
Points
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
—
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
—
Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
—
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
—
Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
—
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
—
Type
Cashback
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
—
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

Saudi National Bank (SNB)
Best Reward
—
Type
Cashback
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
0%
on groceries
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
0%
on groceries
Type
Cashback
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
0%
on groceries
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any
Bank AlJazira
Best Reward
0%
on groceries
Type
Cashback
Annual Fee
Free
Min Salary
Any
Riyad Bank
Best Reward
0%
on groceries
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any
Riyad Bank
Best Reward
0%
on groceries
Type
Cashback
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
—
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

SAB (Saudi Awwal Bank)
Best Reward
—
Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
0%
on other spend
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
0%
on other spend
Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
0%
on other spend
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
0%
on other spend
Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
0%
on other spend
Reward Type
Cashback
Annual Fee
Free
Min Salary
Any

The Saudi Investment Bank (SAIB)
Best Reward
0%
on other spend
Type
Cashback
Annual Fee
Free
Min Salary
Any
Not sure which card to pick?

